Reddy KS, Selvaraj S, Rao KD, Chokshi M, Kumar P, Arora V, et al. A Critical Assesment of the Existing Health Insurance Models in India. Public Health Foundation of India; 2011.
La Forgia G, Nagpal S. Government Sponsored Health Insurance in India: Are you covered? Washington, DC:The World Bank Publications; 2011. doi:
10.1596/978-0-8213-9618-6
Rajeev A, Narang A. Emerging Trends in Health Insurance for Low-Income Groups. Econ Polit Wkly 2005; 40: 17-23.
Sapelli C, Torche A. The Mandatory Health Insurance System in Chile: Explaining the Choice between Public and Private Insurance. Int J Health Care Finance Econ 2001; 1: 97-110. doi:
10.1023/a:1012886810415
Central Statistical Office. National Accounts Statistics. New Delhi: Ministry of Statistics and Programme Implementation Government of India; 2013.
Sinha T. An Analysis of the Evolution of Insurance in India. In: Cummins JD, Venard B, editors. Handbook of International Insurance. Springer US; 2007. p. 641-78.
Mahal A. Assessing private health insurance in india-potential impacts and regulatory issues. Econ Polit Wkly 2002; 37: 559-71.
Rao S. Health insurance concepts, issues and challenges. Econ Polit Wkly 2004; 39: 3835-44
Gupta I. Private health insurance and health costs- results from a Delhi study. Econ Polit Wkly 2002; 37: 2795-02.
Mcdonald EM, Shannon F, Edsall Kromm E, Ma X, Pike M, Holtgrave D. Improvements in health behaviors and health status among newly insured members of an innovative health access plan. J Community Health 2012; 345: 1106-12. doi:
10.1007/s10900-012-9615-3
Rosenman R, Wang HH. Perceived need and actual demand for health insurance among rural chinese residents. China Economic Review 2006; 18: 373-88. doi:
10.1016/j.chieco.2006.11.002
Saver, Barry G and Doescher, Mark P. To buy, or not to buy, factors associated with the purchase of nongroup, private health insurance. Med Care 2000; 38: 141-51. doi:
10.1097/00005650-200002000-00004
Lave J, Keane CR, Lin CJ, Ricci EM, Amersbach G, LaVallee CP. The impact of a children's health insurance program by age. Pediatrics 1999; 104: 1051-8. doi:
10.1542/peds.104.5.1051
Monheit AC, Vistnes JP. Health insurance enrollment decisions: preferences for coverage, worker sorting and insurance take-up. Inquiry 2008; 45: 153-67. doi:
10.5034/inquiryjrnl_45.02.153
Hadley J. Sicker and poorer--the consequences of being uninsured: a review of the research on the relationship between health insurance, medical care use, health, work, and income. Med Care Res Rev 2003; 60: 3S-75S. doi:
10.1177/1077558703254101
Blumberg LJ, Nichols LM, Banthin JS. Worker decisions to purchase health insurance. Int J Health Care Finance Econ 2001; 1: 305-25.
Boateng D, Awunyor-Vitor D. Health insurance in ghana:evaluation of policyholder's perception and fators influencing policy renewal in the Volta region. Int J Equity Health 2013; 12: 50. doi:
10.1186/1475-9276-12-50
Jovanovic Z, Lin CJ, Chang CC. Uninsured vs. insured population: variations among nonelderly Americans. J Health Soc Policy 2003; 17: 71-85. doi:
10.1300/j045v17n03_05
Anderson RE. Consumer Dissatisfaction: The Effect of Disconfirmed Expectancy on Perceived Product Performance. J Mark Res 1973; 10: 38-44.
Dodds WB, Monroe KB and Grewal D. Effects of price, brand, and store information on buyers' product evaluations. J Mark Res 1991; 28: 307-19.
Lichtenstein DR, Ridgway NM, Netemeyer RG. Price perceptions and consumer shopping behavior: a field study. J Mark Res 1993; 30: 234-45.
Chang TZ, Wildt AR. Price, product information, and purchase intention: an empirical study. Journal of the Academy of Marketing Science 1994. 22: 16-27. doi:
10.1177/0092070394221002
Taylor SA, Baker TL. An assessment of the relationship between service quality and customer satisfaction in the formation of consumers' purchase intentions. Journal of Retailing 1994; 70: 163-78.doi:
10.1016/0022-4359(94)90013-2
Cronin JJ Jr, Brady MK, Hult GT. Assessing the effects of quality, value, and customer satisfaction on consumer behavioral intentions in service environments. Journal of Retailing 2000; 76: 193-218. doi:
10.1016/s0022-4359(00)00028-2
Mulyanegara RC, Tsarenko Y, Anderson A. The big five and brand personality: investigating the impact of consumer personality on preferences towards particular brand personality. Journal of Brand Management 2009; 16: 234-47. doi:
10.1057/palgrave.bm.2550093
Lauriola M, Levin IP. Personality traits and risky decision-making in a controlled experimental task: an exploratory study. Pers Individ Dif 2001; 31: 215-26. doi:
10.1016/s0191-8869(00)00130-6
Lambert ZV. Price and choice behavior. J Mark Res 1972; 9: 35-40. doi:
10.2307/3149603
McAdams DP. Personality, modernity, and the storied self: a contemporary framework for studying persons. Psychol Inq 1996; 7: 295-321. doi:
10.1207/s15327965pli0704_1
McAdams DP. The person: an integrated introduction to personality psychology. Fort Worth, TX: Harcourt College Publishers; 2001.
Baker DW, Sudano JJ, Albert JM, Borawski EA, Dor A. Lack of health insurance and decline in overall health in late middle age. N Engl J Med 2001; 345: 1106-12. doi:
10.1056/NEJMsa002887
Harmon C, Nolan B. Health insurance and health services utilization in Ireland. Health Econ 2001; 10: 135-45. doi:
10.1002/hec.565
Reschovsky JD, Kemper P, Tu H. Does type of health insurance affect health care use and assessments of care among the privately insured? Health Serv Res 2000; 35: 219-37.
Showers VE, Shotick JA. The effects of household characteristics on demand for insurance: a tobit analysis . The Journal of Risk and Insurance 1994; 61: 492-502. doi:
10.2307/253572
Jowett M, Contoyannis P, Vinh ND. The impact of public voluntary health insurance on private health expenditures in Vietnam. Soc Sci Med 2003; 56: 333-42.
Krishnan TN. Hospitalisation insurance: a proposal. Econ Polit Wkly 1996; 31: 944-6.
Xu K, Evans DB, Kawabata K, Zeramdini R, Klavus J, Murray CJ. Household catastrophic health expenditure: a multicountry analysis. Lancet 2003; 362: 111-7. doi:
10.1016/s0140-6736(03)13861-5
Pauly MV. The economics of moral hazard: comment. Am Econ Rev 1968; 58: 531-7.
Frank RG, Lamiraud K. Choice, price competetion and complexity in markets for health insurance. J Econ Behav Organ 2006; 72: 550-62. doi:
10.1016/j.jebo.2009.04.005
Mohammed S, Sambo MN, Dong H. Understanding client satisfaction with a health insurance scheme in Nigeria: factors and enrollees experiences. Health Res Policy Syst 2011; 9: 20. doi:
10.1186/1478-4505-9-20
)
